Home Equity Loan

Home Equity Loan is designed to help homeowners when they need it the most. Homeowners can borrow up to $40,000 as a loan against the equity of their home. Funds can be deposited directly in the homeowners' bank account within 3 business days. The loan can be paid out anytime without penalty. The lending fee includes all associated costs, including, legal, appraisal, and administrative fees. Qualified homeowners must have an Equifax credit score of over 595 and the loan to value cannot exceed 85% of the property value. Any accrued interest would be added to the loan amount. Choose your loan option below. All calculations have been based on the following information.

Annual Fixed Interest Rate: 8.99%

Repayment Term: 24 Months

Amortization Term: 120 Months

Loan Amount
Total Lending Fee
Total Amount Financed
Semi-Monthly Payment
Maturity Balance
$40,000.00
$4,295.00
$44,295.00
$286.00
$38,711.03
$39,000.00
$4,205.10
$43,205.10
$279.09
$37,758.44
$38,000.00
$4,115.20
$42,115.20
$272.17
$36,806.30
$37,000.00
$4,025.30
$41,025.30
$265.26
$35,853.69
$36,000.00
$3,935.40
$39,935.40
$258.34
$34,901.64
$35,000.00
$3,845.50
$38,845.50
$251.43
$33,949.03
$34,000.00
$3,755.60
$37,755.60
$244.51
$32,996.95
$33,000.00
$3,665.70
$36,665.70
$237.60
$32,044.31
$32,000.00
$3,575.80
$35,575.80
$230.68
$31,092.25
$31,000.00
$3,485.90
$34,485.90
$223.77
$30,139.65
$30,000.00
$3,396.00
$33,396.00
$216.86
$29,186.99
$29,000.00
$3,306.10
$32,306.10
$209.94
$28,234.93
$28,000.00
$3,216.20
$31,216.20
$203.03
$27,282.29
$27,000.00
$3,126.30
$30,126.30
$196.11
$26,330.25
$26,000.00
$3,036.40
$29,036.40
$189.20
$25,377.60
$25,000.00
$2,946.50
$27,946.50
$182.28
$24,425.52
$24,000.00
$2,856.60
$26,856.60
$175.37
$23,472.97
$23,000.00
$2,766.70
$25,766.70
$168.46
$22,520.35
$22,000.00
$2,676.80
$24,676.80
$161.54
$21,568.23
$21,000.00
$2,586.90
$23,586.90
$154.63
$20,615.65
$20,000.00
$2,497.00
$22,497.00
$147.71
$19,663.52
$19,000.00
$2,407.10
$21,407.10
$140.80
$18,710.90
$18,000.00
$2,317.20
$20,317.20
$133.88
$17,758.82
$17,000.00
$2,227.30
$19,227.30
$126.97
$16,806.19
$16,000.00
$2,137.40
$18,137.40
$120.05
$15,854.15
$15,000.00
$2,047.50
$17,047.50
$113.14
$14,901.52
$14,000.00
$1,957.60
$15,957.60
$106.23
$13,948.91
$13,000.00
$1,867.70
$14,867.70
$99.31
$12,996.82
$12,000.00
$1,777.80
$13,777.80
$92.40
$12,044.24
$11,000.00
$1,687.90
$12,687.90
$85.48
$11,092.13
$10,000.00
$1,598.00
$11,598.00
$78.57
$10,139.46
$9,000.00
$1,508.10
$10,508.10
$71.65
$9,187.45
$8,000.00
$1,418.20
$9,418.20
$64.74
$8,234.81
$7,000.00
$1,328.30
$8,328.30
$57.83
$7,282.23
$6,000.00
$1,238.40
$7,238.40
$50.91
$6,330.10
$5,000.00
$1,148.50
$6,148.50
$44.00
$5,377.54
$4,000.00
$1,058.60
$5,058.60
$37.08
$4,425.41
$40,000.00
$4,295.00
$44,295.00
$286.00
$38,711.03
$39,000.00
$4,205.10
$43,205.10
$279.09
$37,758.44
$38,000.00
$4,115.20
$42,115.20
$272.17
$36,806.30
$37,000.00
$4,025.30
$41,025.30
$265.26
$35,853.69
$36,000.00
$3,935.40
$39,935.40
$258.34
$34,901.64
$35,000.00
$3,845.50
$38,845.50
$251.43
$33,949.03
$34,000.00
$3,755.60
$37,755.60
$244.51
$32,996.95
$33,000.00
$3,665.70
$36,665.70
$237.60
$32,044.31
$32,000.00
$3,575.80
$35,575.80
$230.68
$31,092.25
$31,000.00
$3,485.90
$34,485.90
$223.77
$30,139.65
$30,000.00
$3,396.00
$33,396.00
$216.86
$29,186.99
$29,000.00
$3,306.10
$32,306.10
$209.94
$28,234.93
$28,000.00
$3,216.20
$31,216.20
$203.03
$27,282.29
$27,000.00
$3,126.30
$30,126.30
$196.11
$26,330.25
$26,000.00
$3,036.40
$29,036.40
$189.20
$25,377.60
$25,000.00
$2,946.50
$27,946.50
$182.28
$24,425.52
$24,000.00
$2,856.60
$26,856.60
$175.37
$23,472.97
$23,000.00
$2,766.70
$25,766.70
$168.46
$22,520.35
$22,000.00
$2,676.80
$24,676.80
$161.54
$21,568.23
$21,000.00
$2,586.90
$23,586.90
$154.63
$20,615.65
$20,000.00
$2,497.00
$22,497.00
$147.71
$19,663.52
$19,000.00
$2,407.10
$21,407.10
$140.80
$18,710.90
$18,000.00
$2,317.20
$20,317.20
$133.88
$17,758.82
$17,000.00
$2,227.30
$19,227.30
$126.97
$16,806.19
$16,000.00
$2,137.40
$18,137.40
$120.05
$15,854.15
$15,000.00
$2,047.50
$17,047.50
$113.14
$14,901.52
$14,000.00
$1,957.60
$15,957.60
$106.23
$13,948.91
$13,000.00
$1,867.70
$14,867.70
$99.31
$12,996.82
$12,000.00
$1,777.80
$13,777.80
$92.40
$12,044.24
$11,000.00
$1,687.90
$12,687.90
$85.48
$11,092.13
$10,000.00
$1,598.00
$11,598.00
$78.57
$10,139.46
$9,000.00
$1,508.10
$10,508.10
$71.65
$9,187.45
$8,000.00
$1,418.20
$9,418.20
$64.74
$8,234.81
$7,000.00
$1,328.30
$8,328.30
$57.83
$7,282.23
$6,000.00
$1,238.40
$7,238.40
$50.91
$6,330.10
$5,000.00
$1,148.50
$6,148.50
$44.00
$5,377.54
$4,000.00
$1,058.60
$5,058.60
$37.08
$4,425.41

Loan Request Form

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